Because buying a home is the largest financial commitment most of us will ever make, it is essential that you are prepared before starting the process. Consequently, getting familiar with the many steps along the home buying process is essential.

The first step in buying a new home is having a strategy. Some of the things you may want to consider when developing a home buying strategy are:

Non Financial Considerations:

What will my commute to work be like?
What are the schools in the area like?
How much work do I want to put into a new home?

Financial Considerations:

What is my savings and investing pattern? How much do I want to put down?
What will my monthly payments be?
What other debts do I have?
How will mortgage interest tax deductions affect my decision?
Will I be able to use the equity in my home in the future for other things (i.e. auto, education, second home)?

Second, you will want to get pre-approved for a mortgage. A pre-approval from Hyatt Home Mortgage establishes your buying power. Thus, you will need to do this prior to shopping for a home. Buyers with a Hyatt Home Mortgage pre-approval have a clear advantage when it comes time to negotiate the price of the home. It sends a clear signal to the seller that you are committed to the transaction and are able to close quickly if needed.

Getting pre-approved is easy. You can chose anyone of the following options to get your Hyatt Home Mortgage pre-approval:

Complete the secure and confidential Online Application.

Call us at (305) 785 5363 and we will start the process over the phone in just 5 to 10 minutes.

Download a full residential mortgage application that can be printed out and faxed or mailed back to us. If you choose this option please also download our credit release form.

To have an application mailed to you please send us an e-mail to info@hyattmortgage.com. On the subject filed type "Loan Application" and in the content type your mail address.

Once you have your Hyatt Home Mortgage pre-approval, you are ready to shop for your new home. Good Luck, and remember, when you find your new home, your Hyatt Home Mortgage Loan Officer will be ready to help you finish the process.